A first floor apartment is safer if you have to evacuate, but they are more vulnerable to breakins This is because the apartment can be accessed through both the door and the windows, unlike on higher floors where generally only the door is at risk from a burglar If you're a woman living alone, one of your biggest concerns might be the safety and security of your home There's no rule of thumb for how much you might save on a ground floor—it will depend on a variety of factors including light, location, and outdoor space That said, typically a firstfloor unit can be up to 15 percent cheaper than something comparable on a higher floor—or more if the apartment's less than idealFirst – floor apartments typically don't have great views Also, more dust and bugs will have access to your apartment than if you lived on a higher floor Higher heating bills Heat rises, so during winter, you may have to incur higher heating bills — it's likely to be very cold on the first floor ...